Terms of Use

Effective Date: 25 September 2026

These Terms of Use (together with the documents referred to in these terms) explain the conditions under which you may use our website:

www.FaithBusinessHub.com

Our website may be accessed as a guest or as a registered user. Use of our website includes accessing, browsing, or registering to use our site.

Please read these Terms of Use carefully before using our website. We recommend keeping a copy for future reference.

By using our website, you confirm that you accept these Terms of Use and agree to comply with them.

If you do not agree with these Terms, you must not use our website.

Other Applicable Terms

These Terms of Use refer to the following additional terms, which also apply to your use of our website:

Privacy Policy
Our Privacy Policy explains how we collect and process personal information. By using our website, you consent to such processing and confirm that all information provided by you is accurate.

Cookie Policy
Our Cookie Policy provides information about the cookies used on our website and how they improve your browsing experience.

Terms and Conditions of Supply
If you purchase products or services from our website, our Terms and Conditions will apply to those purchases.

Information About Us

www.FaithBusinessHub.com is a website operated by Faith Business Hub ("we", "our", "us").

We are registered in the United States under:

Business EIN: 42-2586904

Registered Office:
117 S Lexington St Suite 100 Harrisonville, MO 64701

Changes to These Terms

We may revise these Terms of Use from time to time by updating this page.

Please check this page regularly to stay informed of any changes, as updated terms will be binding on you.

Changes to Our Website

We may update our website from time to time and may change the content at any time.

Please note that content on our website may become outdated, and we are not obligated to update all information.

We do not guarantee that our website or any content on it will always be free from errors or omissions.

Accessing Our Website

Our website is made available free of charge.

We do not guarantee that our website or any content on it will always be available or operate without interruption.

Access to our website may be suspended, withdrawn, discontinued, or changed at any time without notice.

We will not be responsible if our website becomes unavailable for any reason or for any period of time.

You are responsible for:

• Making all arrangements necessary to access our website.
• Ensuring that anyone accessing our website through your internet connection is aware of these Terms of Use and complies with them.

Your Account and Password

If you create an account or receive a user identification code, password, or other security information, you must keep this information confidential.

You must not share your login details with any third party.

We reserve the right to disable any user identification code or password if we believe you have failed to comply with these Terms of Use.

If you know or suspect that someone else has access to your account details, you must notify us immediately:

Email: [email protected]

Intellectual Property Rights

We are the owner or licensee of all intellectual property rights in our website and the materials published on it. These works are protected by copyright laws and treaties around the world, and all rights are reserved.

You may:

• Print one copy of pages from our website for your personal use.
• Download extracts from our website for personal reference.
• Share content internally within your organization where appropriate.

You must not:

• Modify any printed or downloaded materials.
• Use illustrations, photographs, videos, audio sequences, or graphics separately from their accompanying text.
• Use any content from our website for commercial purposes without obtaining written permission from us or our licensors.

Our status (and that of any identified contributors) as the authors of content on our website must always be acknowledged.

If you print, copy, or download any part of our website in breach of these Terms of Use, your right to use our website will immediately end, and you must return or destroy any copies of the materials at our request.

No Reliance on Information

The content on our website is provided for general information purposes only.

It is not intended to be relied upon as professional advice. You should obtain appropriate professional or specialist advice before taking, or refraining from taking, any action based on information provided on our website.

Although we make reasonable efforts to keep information updated, we do not guarantee that all content is accurate, complete, or current.

Limitation of Our Liability

Nothing in these Terms of Use excludes or limits our liability for:

• Death or personal injury caused by our negligence.
• Fraud or fraudulent misrepresentation.
• Any liability that cannot legally be excluded or limited under applicable law.

To the maximum extent permitted by law, we exclude all conditions, warranties, representations, or other terms that may apply to our website or its content.

We will not be liable for any loss or damage arising from:

• Your use of, or inability to use, our website.
• Your reliance on any content displayed on our website.

This applies whether the claim arises through contract, negligence, breach of legal duty, or otherwise, even if the loss was foreseeable.

Business Users

If you use our website for business purposes, we will not be liable for:

• Loss of profits, sales, business, or revenue.
• Business interruption.
• Loss of anticipated savings.
• Loss of business opportunities, goodwill, or reputation.
• Any indirect or consequential loss or damage.

Consumer Users

Our website is intended for domestic and private use only.

You agree not to use our website for commercial or business purposes, and we will not be responsible for any:

• Loss of profit.
• Loss of business.
• Business interruption.
• Loss of business opportunities.

Viruses and Security

We do not guarantee that our website will be free from viruses or other harmful materials.

We will not be liable for any loss or damage caused by viruses, distributed denial-of-service attacks, or other harmful technology that may affect your computer equipment, programs, data, or other materials through:

• Your use of our website.
• Your downloading of content from our website.
• Your use of linked websites.

External Website Links

Our website may contain links to third-party websites.

These links are provided for convenience only and do not represent an endorsement of those websites.

Faith Business Hub is not responsible for the content, security, or privacy practices of external websites.

You use linked websites at your own risk.

Uploading Content to Our Website

If you upload content to our website or communicate with other users through our website, you must comply with our content standards.

By submitting content, you confirm that:

• Your content complies with these standards.
• You have the necessary rights to share the content.
• Your contribution does not violate another person's rights.

You are responsible for any breach of these obligations and agree to compensate us for any resulting losses or claims.

Your Content Rights

Any content you upload to our website will be considered non-confidential and non-proprietary.

You retain ownership rights over your content; however, you grant us a limited license to use, store, copy, distribute, and make your content available where necessary to operate our website and services.

Disclosure of Identity

We reserve the right to disclose your identity to third parties if they claim that content you have uploaded violates:

• Their intellectual property rights.
• Their privacy rights.
• Any applicable laws.

Content Responsibility

We are not responsible or liable for the content, accuracy, or opinions expressed in content posted by you or other users.

We reserve the right to remove any content uploaded to our website if we believe it does not comply with our content standards.

The opinions and views expressed by other users do not represent the views, beliefs, or values of Faith Business Hub.

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Viruses

We do not guarantee that our website will always be secure or free from bugs, viruses, or other harmful materials.

You are responsible for configuring your own information technology, computer programs, and devices to access our website. We recommend using appropriate virus protection software.

You must not misuse our website by knowingly introducing:

• Viruses
• Trojans
• Worms
• Logic bombs
• Other malicious or technologically harmful materials

You must not attempt to:

• Gain unauthorized access to our website.
• Access the server where our website is stored.
• Access any server, computer, or database connected to our website.
• Attack our website through a denial-of-service attack or distributed denial-of-service attack.

Any breach of this section may constitute a criminal offense under applicable computer misuse laws.

We will report any suspected breach to relevant law enforcement authorities and cooperate by providing information, including your identity where required.

If such a breach occurs, your right to use our website will immediately end.

Linking to Our Website

You may link to our homepage provided that you do so in a fair, legal manner and do not damage our reputation or take advantage of our brand.

You must not create a link that:

• Suggests any association, approval, or endorsement where none exists.
• Appears on a website that you do not own.
• Frames or displays our website within another website.
• Links to any page of our website other than the homepage without our written permission.

We reserve the right to withdraw linking permission at any time without notice.

Any website linking to our website must comply with our content standards.

If you wish to use content from our website in any way beyond these permissions, please contact:

Email: [email protected]

Third-Party Links and Resources

Our website may contain links to third-party websites, resources, or services.

These links are provided for information purposes only.

Faith Business Hub has no control over the content, availability, or practices of these external websites and accepts no responsibility for them.

Applicable Law

If you are a consumer, these Terms of Use, their subject matter, and formation are governed by the laws of the United States.

You and Faith Business Hub agree that the courts of the United States will have exclusive jurisdiction over any disputes.

If you are a business user, these Terms of Use, their subject matter, formation, and any non-contractual disputes or claims are governed by the laws of the United States.

Both parties agree to the exclusive jurisdiction of the courts of the United States.

Contact Us

If you have any questions regarding these Terms of Use, please contact us:

Email: [email protected]

Thank you for visiting our website:

www.FaithBusinessHub.com

©2026 Faith Business Hub · Matthew Smoler. All rights reserved